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Understanding the differences between saving and investing

Why South Africans should do more than just save their money. With one of the lowest savings rates in the world according to the South African Reserve Bank, a greater focus has been placed on encouraging ordinary...

T-Day on the horizon…again

You may recall that the Taxation Laws Amendment Act, 2013 was signed into law on 12 December 2013 with an effective date of 1 March 2015. In a media statement released by National Treasury on 16 October 2014, the...

Repair the disconnect through communication

The Sanlam Benchmark Survey has highlighted the fact that the typical South African employee does not engage with their retirement funding journey until it is too late